Personal Accident Insurance

The following privacy policy applies solely to the Autoindustriya.com website located at www.newcanaaninsurance.com and all related websites that redirect to the newcanaaninsurance.com website (hereon 'the Website').

Information Collected

1. We may collect a user's name, telephone number, address and email address at several points throughout the Website. You will need to provide your name and email address in order to receive services from the Website and to establish a point of contact with the businesses registered to our website.
2. We collect the IP address of the computer or device which is used to access our Website.
3. We employ the use of cookies which are placed by our web servers in order to deliver customized content and better service to our users. Our cookies do not collect personally identifiable information and include expiration dates. You may delete and block all or some cookies from the Website. However, if you use your browser settings to block all cookies (including essential cookies) you may not be able to access all content and services on our Website.
4. We employ the use of Google advertising cookies and anonymous identifiers for purposes of tracking interests, topics and remarketing. We will not facilitate the merging of personally-identifiable information with non-personally identifiable information collected through any Google advertising product or feature without robust prior notice, opt-in and consent of the merger. For users who wish to opt out of their data being used by Google Advertising, we recommend installing the Google Analytics Opt-out browser add-on.

Use of information

1. We use the information we collected for the purpose of communicating with our users, such as enabling users to receive e-mail notifications regarding deals they have subscribed to receive alerts about.
2. Registered users will also receive email notifications including additional announcements about our products, services and newsletters. We respect the privacy of all of our users and offer an opt-out service in all of these communications.
3. Subject always to applicable law, we may share your information (particularly, names and contact information such as email addresses and phone numbers) with companies that form part of the same group of companies as we do (the 'Group Companies'). Such sharing of data shall solely be for the purpose of allowing the Group Companies to offer their services/products to you if, in our opinion, you may be interested in such services and products. In addition, when you register we ask you whether you like to receive offers and services from other third party companies via email and/or via post. You have the ability to opt-out receiving such third party offers during registration.
4. We may also disclose any of your information to any competent governmental authority if asked to disclose such data, without having to notify you.
5. Your information will be used and distributed to partner dealers and other third-party partners of the company in accordance with your insurance buying requests when using the website. Under no circumstance will your information be shared with parties unrelated to insurance.

Data Accuracy

In order to keep our records up-to-date, registered users may access their own personal data and make any edits required to update their information. Users may delete their information from our database by sending an inactive account ticket to our support team.

Data Storage & Security

The security of our users' information is of utmost importance to us. For this reason we use secure servers to store data. Nevertheless, we will not be held liable for any loss of information data.

1. Definitions.

"NCIA" is the online service operated by NCIA, Inc. on the World Wide Web, consisting of information services and content provided by NCIA, affiliates of NCIA, and other third parties. "User" means each person who establishes or accesses a connection for access to and use of NCIA.

2. General.

a. This Agreement, which incorporates by reference other provisions applicable to use of NCIA, governs the use of the service. By using NCIA, User agrees to comply with all the terms and conditions set forth herein.
b. NCIA reserves the right at any time to change or discontinue any aspect or feature of NCIA, including but not limited to content, hours of availability, and equipment needed for access or use.

3. Changed Terms.

NCIA may modify or add to these terms and conditions at any time. Any such changes will be effective immediately upon notice, which may be given through various means, including posting on the site or by email. Continued use of NCIA following notice of such changes shall constitute acceptance by the User of those changes.

4. User Conduct.

a. User shall use NCIA for lawful purposes only. User shall not post or transmit any material that is unlawful, threatening, abusive, defamatory, obscene, or otherwise objectionable. Unlawful commercial solicitation or advertising without NCIA's prior consent is prohibited.
b. All content on NCIA, including text, graphics, software, and multimedia, is protected by copyright. Users may download content for personal use only and must not reproduce, distribute, or exploit it for commercial purposes without prior written permission.

5. Disclaimer of Warranty; Limitation of Liability.

a. User agrees that use of NCIA is at the User's sole risk. NCIA does not guarantee uninterrupted or error-free service or accuracy of content.
b. NCIA is provided "as is" without warranties of any kind, either express or implied, except as required by law.
c. NCIA is not responsible for damages resulting from interruptions, errors, viruses, or unauthorized access to user data.
d. In no event shall NCIA be liable for any direct, indirect, incidental, or consequential damages arising from use of the service.
e. NCIA is not liable for content errors, omissions, or delays, or for any third-party claims related to such content.

6. Monitoring.

NCIA reserves the right, but is not obligated, to monitor content on the platform. NCIA may remove or refuse to post content it deems inappropriate or in violation of these Terms.

7. Indemnification.

User agrees to defend, indemnify, and hold NCIA, its affiliates, and their employees harmless from any claims, liabilities, or expenses arising from User's use of the service or violation of these Terms.

8. Termination.

Either party may terminate this Agreement at any time. NCIA reserves the right to suspend or terminate a User’s account for conduct that violates these Terms or is deemed inappropriate by NCIA.

9. Trademarks.

NCIA is a registered trademark of NCIA, Inc. All other trademarks on the platform are property of their respective owners.

10. Third Party Content.

NCIA serves as a distributor of content from third parties. Opinions and information expressed by third-party contributors are their own and do not reflect the views of NCIA. NCIA is not responsible for the accuracy or reliability of such content.

11. Miscellaneous.

This Agreement constitutes the entire agreement between User and NCIA and supersedes all prior agreements. It is governed by the laws of the Philippines. Section titles are for convenience only and have no legal effect.