Health Maintenance Organization (HMO) is a prepaid healthcare system wherein members can avail of medical services from among a nationwide network of accredited doctors, hospitals and clinics, cashless. Whether in a medical emergency or in administrative management, our team at NCIA will be ready to assist your employees in coordinating with your HMO provider for hassle-free availment.
Get the best value for your medical benefit budget by letting NCIA design and recommend the right HMO program aligned to your benefits philosophy. We will also assist in monitoring your company's medical utilization, to negotiate improved benefits and terms for a competitive advantage, for a minimum of 5 employees.
Individual/Family
Basic and Comprehensive plans are available to meet your individual or family healthcare needs.
Group
Caters to small to medium enterprises and organizations with large employee populations including dependents.
Prepaid Package
Prepaid health cards providing you with a one-time use or an aggregate limit for one-year use depending on your healthcare needs.
Coverage
- Medical Coverage for you and/or your employees, up to agreed limits
- Coverage of pre-existing conditions
- Customization of other benefits and enhancements such as: dental, mental wellness, and others
- Inclusion of Annual Physical Check-Ups and Executive Check-Ups
- Option to expand coverage to employee's immediate dependents
- Inclusion of Group Life Insurance – covering natural or accidental death
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