Quick Guide to Householder Insurance

So you’ve signed all the papers, bought all the cozy furniture and wall decor, and even met some of your future neighbors. Seems like all that’s left to do is settle into your new abode, right? Well, before you get too comfortable, investing in householder insurance could be the key to turning your house into a home. But what is householder insurance?

1. Householder insurance provides you with coverage that may help pay to repair or replace your home and belongings associated with your home. In some cases, it may also help cover costs if someone gets injured at your home.
2. Costs will vary depending on your insurance policy, as well as the features and value of your home and personal belongings.
3. While homeowners insurance may cover for damage caused by natural disasters and other destructive events such as fire, typhoons, and lightning, this is not always the case. Check with the NCIA team to see what’s covered in your specific policy.
4. Householder insurance will typically cover dwelling protection (i.e., the actual structure of the house), other structures protection (i.e., if there’s garage or fence), personal property protection (i.e., items that are kept in the home that may have been destroyed) and liability protection (i.e, for people who get injured while visiting but not living in the home).
5. Properties that qualify for householder insurance are any type of owned living unit such as single detached residences, townhouses, apartments, and condominiums.

Secure your dream home for years to come with householder insurance. Get a quote from us.